Referral partners · Healthcare practice brokers

Why healthcare practice brokers refer buyers here

You are closest to the transaction moment, which means you are also closest to the deal that dies for the wrong reason.

Make an introduction Request the co-branded one-pager

Your vantage point

What you see first

You know what the practice is worth, who is genuinely a buyer, and how long the seller will wait. What you often cannot see is whether the buyer in front of you can actually assemble the money — and by the time that answer arrives, the work is done and the listing has aged.

From where you sit

Where these files come apart

The buyer is qualified for the wrong thing

A buyer pre-approved for a home mortgage has been measured against a completely different test. Commercial practice financing is not the same conversation and does not use the same evidence.

The premises are an afterthought

When the practice and the real estate are financed separately, the second one can undo the first. Both belong in the same plan from the start.

Nobody owns the timeline

Conditions expire while a file is still being assembled. A file that begins at listing has room; one that begins at offer rarely does.

After the introduction

What your client gets

An early read on how the purchase could be structured, before conditions are drafted
One file covering the practice, the premises, the equipment and the opening months
A straight answer about what is and is not workable, rather than a slow no

What this page will not do is quote you a rate, an amount or an approval. Practice financing is priced and approved file by file, and a number invented here is one you would end up repeating to your own client.

The protocol

What stays yours

The listing, the relationship and the transaction stay yours. This desk does not broker practices and will never be a competitor for your mandate.

Make the introduction

Introduce the buyer by email with the practice type and where it is. Nothing confidential about the seller is needed to start.

We take it from there

Your client gets the structure conversation, the file assembly and the lender placement.

You keep the relationship

The client stays yours, and this desk has nothing to sell them but financing.

How a client is protected

Four professionals, one table

The strongest protection a client can have is not one careful adviser — it is four, each standing in front of a different risk. So this desk brings them in on purpose: your client’s accountant, their lawyer, their adviser and the financing, working the same file at the same time. Not four opinions arriving separately, but one plan that all four voices agree on.

Ramin protects the financing

That the structure, the lender and the terms are the right ones for this file — not simply the ones that were available on the day. Debt taken badly is the thing that turns a good practice into a hard decade.

The accountant protects the tax position

That the purchase sits properly inside the corporate structure, and that nothing lands on the client's year that nobody planned for.

The lawyer protects the exposure

That the agreements, the security given and any personal guarantees say what the client believes they say — and that what is at risk is what they agreed to put at risk.

The adviser protects the plan

That this move fits the strategy it sits inside, instead of quietly undoing years of it.

That is what makes the protection more than the sum of it: nobody works in the dark, the plan is checked from four directions before anything is signed, and each professional catches what the others cannot see from where they sit.

Working alongside the client’s accountant and lawyer is the normal way a file runs here, not a favour. This desk arranges financing and gives no tax or legal advice — naming the other three seats is how that responsibility stays where it belongs.

Start it

One email is enough

Write to ramin@mortgageguru.ca or call 778-879-6768. If you would rather send it through the form, it is on the partners page — and the co-branded one-pager, carrying your firm’s name alongside this desk’s, is requested there too.

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